▪️Product Performance

Best and Worst Performing Products

This table provides a comprehensive overview of loan product performance, including disbursed amounts, customer reach, profitability, repayment behavior, and an overall performance status. It is designed to help management evaluate the effectiveness of each loan product and inform data-driven decisions about product strategy and operational focus.

Fields:

• Loan Product : The name of the loan product (e.g., Agriculture Loan).

• Total Disbursed Amount : The total loan value disbursed under this product based off the period filtered.

• Total Customers : The number of borrowers who have taken this loan product.

• Profitability : Fees paid, interest paid and penalty paid

• Repayment Performance (%) : The efficiency rate at which customers have repaid their loans.

• Performance Status : A qualitative label (Best, Moderate, Average, Worst) based on the repayment performance percentage.

Visualisation:

Disbursed Amount vs Profitability:This graph compares the loan amounts disbursed with the profit generated over time. The X-axis shows the time period, while the bars use two colors—one for the disbursed amount and a layer on top to represent the profit earned.

Customers: This graph shows how many customers took a loan product over time, with the Y-axis representing the number of customers and the X-axis showing the period.

Cross-Sell Opportunities