{% hint style="info" %}
You can only modify the requested amount before selecting "Approve."
{% endhint %}
Once your loan is approved, it moves to [Loans](/user-manual/product-guides/loans.md#pending-disbursements). If declined, it goes to [Loans](/user-manual/product-guides/loans.md#declined-loans)
**Deferred Payment Period:** This allows a grace period before loan repayments begin — the number of days entered here is added to the loan schedule. For example, if you disburse on the 1st, the repayment schedule starts after the deferred days you set.
---
# Agent Instructions: Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.
Perform an HTTP GET request on the current page URL with the `ask` query parameter:
```
GET https://zimba.gitbook.io/user-manual/product-guides/loans/applications.md?ask=
```
The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.
Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.